In a bowl, mix flour, sugar, baking powder, and salt. In another bowl, whisk eggs and milk. Combine both mixtures and add melted butter. Preheat waffle maker and cook according to manufacturer's instructions.

In a saucepan, heat heavy cream until warm. Add chocolate chips and sugar, stirring until melted and smooth.

In a skillet, melt butter over medium heat. Add sliced bananas and brown sugar, cooking until caramelized.

Serve waffles topped with fried bananas, hot chocolate sauce, and a scoop of ice cream.